spacer.png, 0 kB
Home arrow Community Involvement
Click to Call!
Click this Button, put in your phone number, and be connected with us instantly!

click-text.png 

Main Menu
Login Form
Display Blog Preview
  • Blog Category 1 Home Builders Offer Incentives Patrick Rabelo
    25 Aug 08

    Posted August 25, 2008

    In a Slow Market, Builders Offer Big Incentives

    Wall Street Journal--August 25, 2008

    This is an interesting article about new home builders and the BIG incentives they are offering. Yes, Yes, I know, the market is still adjusting and you are wondering why I would encourage you to consider a new home purchase?

    Answer: because new home starts have hit a 17 year low and it would be to your advantage to at least start a discussion with a builder to see what they can offer!  Many builders can offer competitive interest rates, steep discounts on prices, and most importantly, many of the builders are still willing to entertain the Nehemiah program!

    One of my clients has placed over 10 offers requesting Nehemiah participation and most Short-Sale and REO lenders are no longer entertaining those types of offers.  Remember, starting October 1, 2008, the new housing laws take effect and Nehemiah will no longer be a viable option. Take advantage of the window of opportunity one still has to purchase a new home.  Builders will still work with a first-time homebuyer utilizing the Nehemiah program. Have a comment? Please share them below.

    Comments (0)Add Comment

    Write comment
    quote
    bold
    italicize
    underline
    strike
    url
    image
    quote
    quote
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley

    busy
    Read more
  • Blog Category 1 Goodbye Downpayment Assistance Patrick Rabelo
    30 Jul 08

    Posted July 30, 2008

    What The New Housing Law Means For You

    Bankrate.com--July 30, 2008

    After reading the above article, I have mixed feelings about the new housing law that was signed by President George W. Bush.

    In concept, I understand that the FED had to take action to help stabilize the faltering housing market.  I also understand the need to help stabilize Freddie Mac and Fannie Mae.  Here is where the FED and I part ways.

    One of the provisions of the new housing bill mandates that downpayment gifts offered through non-profit organizations like the Nehemiah program will no longer be available to firt-time homebuyers as of October 2008. 

    Instead, a first-time homebuyer's tax credit of $7,500 will be offered and the first-time homebuyer will have 15 years to repay the credit.  Here is where I do not understand the logic of the FED.

    Currently, most of the first-time homebuyers I assist do not have a problem paying the montly mortgage.  Most of the first-time homebuyers I work with report they cannot come up with the downpayment.  Now, the majority of the purchasers of todays market are either first-time homebuyers or investors.  Investors have vast sources of cash to work with and first-time homebuyers rely on financing that is becomming more stringent relative to lending requirements. Increased downpayments are limiting the buyers pool of first-time homebuyers. My question is: how is removing seller-funded down-payment assistance going to help stimulate sales of a stagnate resale market?

    More importantly, new home starts are a critical component to jump starting the housing market.  Based on the above article, 33% of one builder's clients utilized down-payment assistance! How can eliminating 33 out of 100 sales be considered market stimulation? Why would a builder want to produce new homes when they can not sell the units fast enough? What are your thoughts?  Please share your comments below. 

    Comments (0)Add Comment

    Write comment
    quote
    bold
    italicize
    underline
    strike
    url
    image
    quote
    quote
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley

    busy
    Read more
  • Blog Category 1 Market Stabilization or Bailout? Patrick Rabelo
    25 Jul 08

    Posted July 25, 2008

    Housing Bill Clears Final Senate Hurdle

    Wall Street Journal Article--July 25, 2008

    It is apparent that the Housing Bill designed to curb the foreclosure crisis in America will become law.  Some Americans believe this is nothing more than a government bailout that rewards irresponsible lenders and borrowers. 

    According to the above Wall Street Journal Article, "lawmakers have described the bill as the 'most important piece of housing legislation in a generation' intended to stabilize the still faltering housing market".  What are your thoughts?  Please share your comments below. 

    Comments (0)Add Comment

    Write comment
    quote
    bold
    italicize
    underline
    strike
    url
    image
    quote
    quote
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley

    busy
    Read more
  • Blog Category 1 Vulture Investors or Savvy Buyers? Patrick Rabelo
    07 Jul 08

    Posted July 7, 2008

    Vulture Real Estate Investors Swoop In

    CNN.Com July 5, 2008

    Is it a good time to buy? This is the question of much debate and depending on who you ask, you will receive varied answers.  It really comes down to risk and your motivation.

    Personally, I am waiting for the prices to come down further because I have access to cash and do not have to factor interest rates going up as part of the decision making process.

    On the other hand, if there are properties that I want to finance, I would be seriously considering a purchase because prices have come down to a point where "cash flowing" a property for a postive return is very possible and I would not want to erode the potential "cash flow" profit because of increased interest payments.

    As the attached article illustrates, many investors are swooping in and going directly to the bank and securing strings of properties at steep discounts.  This methodology works well if you are buying a bank's  inventory wholesale and have a large bankroll of cash backing you. If you are like most people, it is probable that you will need financing, therefore, interest rates are going to weigh in the buying decision. What are your thoughts? Are bargain hunter investors helping or hurting the Real Estate market's recovery? Please share your comments below.

     

    Comments (0)Add Comment

    Write comment
    quote
    bold
    italicize
    underline
    strike
    url
    image
    quote
    quote
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley
    Smiley

    busy
    Read more
spacer.png, 0 kB
spacer.png, 0 kB
patrick_rabelo_v2.15_alt.jpg

Community Involvement 2006

 

Understanding the importance of service has been a cornerstone of Patrick's success and it is evidenced by his philanthropic commitment to the community of Manteca, California. The following is a list of organizations Patrick is involved with:

Board Memberships:

Service Organizations:

 

Event Photos

Manteca Crossroads Street Faire | Pumpkin Fair | Ray of Hope | Chamber Mixers
Manteca Chamber of Commerce | Chamber Coffees | Other Photos


Manteca Street Faire

Manteca Street Faire
(L-R) Donna Shannon and Yvonne Torres are two of many people that make the Street Faire event successful.
Manteca Street Faire
(L-R) Chuck Crutchfield (Board President Manteca C.V.B.) and Rex Osbourne (Manteca Police Department) are the catalyst that keep things moving along during the two day Street Faire event.
Manteca Street Faire
Our friends at Wells Fargo Bank Mortgage take a moment to pose for the camera.
Manteca Street Faire
The ladies from Costco are doing what they do best. Sign up new members.
Manteca Street Faire
One of the great things about the Manteca Street Faire is that there is something for everyone to enjoy.
Manteca Street Faire
Gavora Studios was recently voted “Best of Manteca”. If you are new to the area and are looking for a great place to have your image updated, I highly recommend them. Pictured (L-R) Sheri Atherton, Gina Welsh, Alisa Conte, and Kendra Kallstrom.

(back to top)


 

Pat Rabelo
Pat Rabelo

The 21st Annual Pumpkin Fair served as the place where The South County Crisis Center, in cooperation with our sponsor AKF Development, LLC, selected Annette Kilburn as the winner of the much anticipated Disneyland Vacation Package Valued at over 1400.00. Mrs. Kilburn and her family are on their way to enjoying a 4 night stay at The Magical Kingdom.

We would also like to express our sincere appreciation for all of you that helped support our wonderful raffle. It is because of your help that we can continue to fight against domestic violence.
Pat Rabelo
(L-R) Patrick Rabelo; South County Crisis Center Board Member, Kathy Harris; Board President of the South County Crisis Center, Annette Kilburn; Disneyland Vacation Prize Winner, and Michelle Vasquez; Cal-Travel

 

(back to top)


Announcing the opening of Ray of Hope's Children Shop! 

Patrick Rabelo
Announcing the opening of Ray of Hope's Children Shop!  All proceeds benefit the Babies in Crisis Center.  Most clothing under $3.99.  Boys and Girls sizes 0-16.  Open Monday-Saturday 10-6PM, located at 1030 W. Yosemite Avenue, Manteca, CA 95337. Phone: 209-239-4755.. For your convenience, donations can be dropped off at Ray of Hope or Prudential California Realty, 401 N. Main Street.

 

Ray Of Hope Is A Non-Profit Orgainzation That Provides Resources To The Neediest Children Of Our Community. If You Would Like To Find Out More About Ray Of Hope, Please Contact: (209) 823-3335 Or Visit Them at 602 E. Yosemite Ave. Manteca, CA 95336.

(back to top)


Chamber Mixers

Tracy Toyota Chamber Mixer 9-13-05


South County Crisis Center Chamber of Commerce Mixer 9-8-05


South San Joaquin Hispanic Chamber Mixer - co-sponsored by A Reliable Training and Globalnet

(back to top)


Manteca Chamber of Commerce

As a Manteca Chamber Ambassador, I have the good fortune of visiting local and regional businesses. The goal of my visit is to obtain feedback that ensures we continue to have happy members.

During a recent field visit, I had an opportunity to meet with my good friends at Tracy Toyota Scion. Not only did I have a great time almost buying a car, I had an opportunity to meet with their friendly staff. The enclosed pictures highlight some of the dynamic employees I met with.


August 10, 2005 - Manteca Chamber of Commerce ribbon cutting at the Postal Annex

*Photos by Carlos Izaguirre


The Manteca Chamber Of Commerce Ambassadors Sponsor A Booth At The Annual San Joaquin County Fair. The below Pictures Show A Before And After Chronology. The Ambassador Booth Has Won 1st Place Six Years Running.

(back to top)


Chamber Coffees

Prudential California Realty, Chamber Coffee 9-7-05

 


Gavora Coffee Extarordinaire!!!

Photos By Carlos Izaguirre


August 17, 2005 - Manteca Chamber Coffee


August 10, 2005 - Manteca Chamber Coffee


August 3, 2005 - Manteca Chamber Coffee


Chamber Coffee - Manteca Police Dept. 7/27/05

(back to top)


Other Photos

Patrick Rabelo
Left to right: Chip DeVito, Marketing & Outreach Coordinator for Agape; Spring Ruiz, Certified Expert Internet Sales Manager; Keena Turner, one of the all-time great 49er linebackers and currently General Manager of Tracy Toyota, Mike Conway, Fleet/Internet Director; Deborah L. Pryor-Bruns, Ceritifed Sales Consultant; Steven Moroz, General Sales Manager; Andre V. Cota, Assistant Sales Manager; David A. Ruiter, Sales Manager.

Manteca's Own Fairways For Foster Kids golf tournament presented by Agape Villages Foster Family Agency is scheduled for October 21st, 2005 at Manteca Park golf course. All proceeds benefit abused and neglected children in San Joaquin County. Tracy Toyota has "stepped up to the tee" by offering Agape a $3000 Title Sponsorship, $150 Hole Sponsorship, and a car that can be won if a golfer hits a hole-in-one on the 5th hole.

Tracy Toyota is located at 2895 North Naglee Road in Tracy and Agape is located at 123 Sycamore Ave. Suite 201 in Manteca, and is currently searching for additional sponsors, auction items and golfers. If interested please contact Chip DeVito at 209-824-5365 or This e-mail address is being protected from spam bots, you need JavaScript enabled to view it or visit the website at www.agapevillages.org

Photo by Carlos Izaguirre


FOR IMMEDIATE RELEASE

"Manteca Sunrise Kiwanis Club President Dale Reasor presents
Manteca Youth Focus with a $750.00 sponsorship check."

Patrick Rabelo
(left to right) Dale Reasor-President Sunrise Kiwanis, Christopher Wychules-Pumpkin Fair Ambassador, Ashley Gerstel-Miss Pumpkin Fair & Kristina Candelaria-Miss Teen Pumpkin Fair, not pictured Destiny Sexton-Miss Young Pumpkin Fair

“Manteca Youth Focus – Reaching for the Stars”

Patrick Rabelo
Manteca Youth Focus Entertainers (Pictured L to R) Back Row – Destiny Sexton – Miss Young Pumpkin Fair, Kristina Candelaria – Miss Teen Pumpkin Fair, John Igisaiar, Amanda Rosas, Brittany Leland, Chris Wychules – Pumpkin Fair Ambassador, Ashley Parker – Miss Teen Manteca. Front Row – Christina Rodrigues, Marisa Hadley – Miss Young Winter Fest, Cheyenne Milligan – Miss Young Manteca, Brianna Gonzales. Not Pictured – Lauren Robins – Miss Winter Fest, Marcus Baziuk – Young Manteca City Ambassador, Vantia Marmon, Kyndra Wilson, Julie Mello, Gabriel Castellanos, Celinja Romero
back row: Kellie Kotch, Miss Teen Manteca-Ashley Parker, John Igisaiar, Miss Winter Fest-Lauren Robins, Julie Mello, Brittany Leland

center row: Miss Teen Pumpkin Fair-Kristina Candelaria, Celinja Romero, Harmony Cairns, Alannah Salaiz, Sarah Daniewicz, Amanda Rosas

bottom row: Liberty Cairns, Miss Young Pumpkin Fair-Destiny Sexton, Christina Rodriguez, Brianna Paradzinski, Miss Young Manteca-Cheyenne Milligan, Miss Young Winter Fest-Marisa Hadley, Taylor Maddex

not pictured: Gabriel Castellanos, Kyndra Wilson, Marissa Candelaria, Vantia Pendergrass, Ben Cole

CONTACT: Shim Lacy, Director
(209) 518-3915 or This e-mail address is being protected from spam bots, you need JavaScript enabled to view it '; document.write( '' ); document.write( addy_text11507 ); document.write( '<\/a>' ); //-->\n This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

Manteca Youth Focus is a non-profit youth scholarship organization. Incorporated in 1995, the organization originally started as a part of the Manteca 4th of July Celebration and the annual Miss 4th of July Pageant..

Today the organization has expanded the programs offered in three important areas, Educational Scholarships, Community Service and Performing Arts. The volunteers who serve as members of the board of directors strive to provide rewarding experiences for youth by challenging them to step forward and serve as role models for their peers.

Manteca Youth Focus, with its commitment to rewarding volunteer service and fostering community pride, continues to provide unique leadership opportunities for young people in the greater Manteca community.

The most important aspect of Manteca Youth Focus is community service. We truly believe that the special ingredient that makes the city of Manteca, “the Family City,” is the caring heart of its citizens. Volunteers are the essential element in creating a safe place for the families in any community. Last year alone, Manteca Youth Focus participated in over 100 community-related projects.

Each year Manteca Youth Focus awards nearly $9,000 in educational scholarships and awards as part of its 3 annual scholarship competitions.

The Manteca Youth Focus Entertainers are a dynamic and important part of Manteca Youth Focus. The group is comprised of youth volunteers between the ages of 9 and 22 as well as some of the titleholders from the scholarship competitions.

Each year, the Manteca Youth Focus Entertainers log hundreds of hours performing at local area community fairs, festivals and celebrations. The Manteca Youth Focus Entertainers are known for providing quality entertainment that the whole family can enjoy.

Manteca Youth Focus relies solely on the donations of individuals, organizations and businesses from the community. The most important way that you can help Manteca Youth Focus is by sponsoring a child for the scholarship competitions or by making a contribution directly to our scholarship fund.

The Manteca Youth Focus Entertainers accept new members year-round. If you or someone you know is interested in finding out more about this fun and exciting program please contact Shim Lacy, Director at (209) 518-3915 or This e-mail address is being protected from spam bots, you need JavaScript enabled to view it .

The scholarship competitions are held annually in March. Parent information meetings are tentatively scheduled for December. If you would like to receive notice about upcoming competition orientations, please contact Shim Lacy at the number listed above.

*****


Prudential California Realty Supported The 2005 6th Annual Antone E. Raymus-Give Every Child A Chance Bowl- A-Thon. Our Team Raised 250.00 To Support The Event.


What: South County Crisis Center benfit drawing for a trip for a family of 4 to Disneyland with 4 nights and five days at the Disneyland Hotel.

Cost: $5 per ticket or $12 for 3 tickets

Where to buy: Tuesdays at the farmer's market, Library Park, or by calling the center at 824-0586.
In addition you can contact Patrick Rabelo at 918-2499.

The drawing will take place Sunday, October 2 at the Pumpkin Fair.


These Are Pictures of the 2005 4th of July Celebration.


A donation that the South County Crisis Center received from PG&E. It is a check for $2,500.00. The generous doantion will be used to fund services for domestic violence abuse victims.

Pat Rabelo
Pictured Boardmembers (Backrow Left-Right) Vice President- Linda Byrd, Michelle Woodard-Executive Assistant , Gina Johnston-Boardmember, Patrick Rabelo-Secretary, Lynda Seelye-Boardmember, Ruth Ann Wood-Trustee, Kaye Mooney-Boardmember, and Evelyn Moore-Boardmember Front Row Holding Check(Left-Right) President Kathy Harris and Emily Barnett-PG&E Representative
spacer.png, 0 kB